@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Playfair+Display:ital,wght@0,400;0,500;1,400&display=swap');:root{--ink:#171717;--gold:#c6a46a;--cream:#f7f5f0;--line:#dedbd3}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font-family:'DM Sans',Arial,sans-serif;line-height:1.6}a{color:inherit;text-decoration:none}button,input,textarea,select{font:inherit}.wrap{width:min(1180px,calc(100% - 48px));margin:auto}.site-header{background:#fff;position:sticky;top:0;z-index:20;border-bottom:1px solid #ece9e4}.header-inner{min-height:88px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:flex;align-items:center;gap:12px;line-height:1.15;letter-spacing:.15em}.brand strong{display:block;font-size:18px}.brand small{display:block;font-size:9px;letter-spacing:.22em;margin-top:5px}.brand-mark{height:42px;width:42px;display:grid;place-items:center;border:1px solid var(--gold);font-family:Georgia,serif;color:#9b773f;letter-spacing:-.08em;font-size:19px}.nav{display:flex;align-items:center;gap:29px;font-size:13px;font-weight:600}.nav a:hover,.underlink:hover{color:#9b773f}.nav-cta{border:1px solid var(--ink);padding:11px 17px}.menu-toggle{display:none;background:none;border:0;font-weight:700}.home-hero{background:#161616;color:#fff;min-height:620px;display:flex;flex-direction:column;justify-content:center;position:relative;overflow:hidden}.home-hero:after{content:'LC';font-family:Georgia,serif;font-size:clamp(230px,36vw,580px);color:rgba(198,164,106,.055);position:absolute;right:-4%;top:2%;line-height:1;pointer-events:none}.home-hero-inner{padding:110px 0 100px;position:relative;z-index:1}.eyebrow{font-size:11px;font-weight:700;letter-spacing:.23em;color:var(--gold);margin-bottom:26px}.eyebrow.dark{color:#9e793d}h1,h2,h3,p{margin-top:0}h1,h2{font-family:'Playfair Display',Georgia,serif;font-weight:400;line-height:1.15}h1{font-size:clamp(46px,6.6vw,92px);letter-spacing:-.035em;margin-bottom:26px}h1 em{color:var(--gold);font-weight:400}h2{font-size:clamp(34px,4vw,57px);letter-spacing:-.02em;margin-bottom:25px}h3{font-size:21px;line-height:1.3}p{color:#5a5955}.home-hero p{color:#d2d0cb;font-size:17px;max-width:620px}.hero-actions{display:flex;align-items:center;gap:32px;margin-top:36px}.btn{display:inline-flex;justify-content:center;align-items:center;gap:25px;padding:15px 23px;font-size:12px;letter-spacing:.06em;text-transform:uppercase;font-weight:700;border:0;cursor:pointer;transition:transform .2s,background .2s}.btn:hover{transform:translateY(-2px)}.btn-gold{background:var(--gold);color:#111}.btn-dark{background:#1c1c1c;color:#fff}.text-link{font-size:13px;border-bottom:1px solid #8e8e8e;padding-bottom:4px}.hero-bottom{display:flex;gap:45px;padding-bottom:26px;font-size:10px;letter-spacing:.22em;color:#a8a5a0}.section{padding:105px 0}.section-muted{background:var(--cream)}.split{display:grid;grid-template-columns:1fr 1fr;gap:9%}.large-copy{font-size:20px;color:#363430;line-height:1.65}.underlink{display:inline-block;border-bottom:1px solid var(--gold);font-size:13px;font-weight:700;padding-bottom:7px;margin-top:15px}.section-head{display:flex;justify-content:space-between;align-items:end;gap:24px;margin-bottom:40px}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--line);border:1px solid var(--line)}.service-card{background:#fff;padding:36px;min-height:280px;display:flex;flex-direction:column;transition:background .2s}.service-card:hover{background:#fdfaf4}.service-no,.role{font-size:10px;color:#9d7c49;letter-spacing:.18em;font-weight:700}.service-card h3{margin:28px 0 13px}.service-card p{font-size:14px}.arrow{margin-top:auto;font-size:12px;font-weight:700}.page-hero{background:#171717;color:#fff;padding:110px 0 100px}.page-hero h1{max-width:900px;font-size:clamp(48px,6vw,78px)}.lead{font-size:18px;color:#c9c6bf;max-width:700px}.cta-band{background:#252420;color:#fff;padding:70px 0}.cta-inner{display:flex;align-items:center;justify-content:space-between;gap:35px}.cta-band h2{font-size:44px;margin-bottom:12px}.cta-band p{color:#bcb8b0;margin:0}.founders{display:grid;grid-template-columns:1fr 1fr;gap:35px;margin-top:42px}.founders article{background:#fff;padding:24px}.portrait-placeholder{height:280px;background:linear-gradient(140deg,#252525,#46433c);color:#c6a46a;display:flex;align-items:center;justify-content:center;font-size:10px;letter-spacing:.18em;text-align:center;padding:20px;margin-bottom:28px}.founders h3{margin-bottom:5px}.founders p{margin-top:20px}.centered{max-width:780px}.portfolio-placeholder{border:1px solid var(--line);text-align:center;padding:90px 35px}.portfolio-placeholder>span{letter-spacing:.2em;font-size:11px;color:#a07c43}.portfolio-placeholder p{max-width:450px;margin:0 auto 25px}.contact-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:9%}.contact-numbers{display:flex;flex-direction:column;gap:14px;margin:35px 0;font-size:23px;font-weight:600}.quote-form{padding:36px;background:var(--cream)}.quote-form label{display:block;font-size:12px;font-weight:700;margin-bottom:19px}.quote-form input,.quote-form select,.quote-form textarea{display:block;width:100%;border:1px solid #d8d4ca;background:#fff;padding:13px;margin-top:8px;border-radius:0;outline-color:var(--gold)}.field-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}.fineprint{font-size:12px;margin-top:16px}footer{background:#111;color:#fff;padding:65px 0 20px}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1.5fr;gap:45px}.footer-brand{letter-spacing:.2em;font-weight:700;font-size:20px}.footer-grid p{color:#aaa;font-size:13px}.footer-grid strong{font-size:12px;letter-spacing:.1em}.footer-grid a{display:block;color:#ccc;font-size:13px;margin-top:12px}.footer-bottom{border-top:1px solid #353535;margin-top:45px;padding-top:20px;color:#888;font-size:11px}@media(max-width:800px){.header-inner{min-height:72px}.menu-toggle{display:block}.nav{display:none;position:absolute;left:0;right:0;top:72px;background:#fff;padding:22px 24px;flex-direction:column;align-items:stretch;gap:18px;border-bottom:1px solid var(--line)}.nav.open{display:flex}.home-hero{min-height:580px}.home-hero-inner{padding:75px 0}.hero-bottom{gap:17px;flex-wrap:wrap}.section{padding:65px 0}.split,.contact-grid,.founders{grid-template-columns:1fr;gap:30px}.cards{grid-template-columns:repeat(2,1fr)}.cta-inner{align-items:start;flex-direction:column}.footer-grid{grid-template-columns:1fr 1fr}.section-head{align-items:start;flex-direction:column}}@media(max-width:550px){.wrap{width:min(100% - 34px,1180px)}.cards,.footer-grid,.field-row{grid-template-columns:1fr}.service-card{min-height:235px}.hero-actions{align-items:start;flex-direction:column;gap:20px}.quote-form{padding:20px}.page-hero{padding:75px 0}.cta-band h2{font-size:36px}}
/* V3: official branding and refined responsive hero */
.brand-mark{width:44px;height:52px;object-fit:contain;display:block;border:0;flex-shrink:0}
.brand{gap:14px}.brand strong{font-size:17px;letter-spacing:.135em}.brand small{letter-spacing:.18em}
.hero-layout{display:grid;grid-template-columns:minmax(0,1.45fr) minmax(260px,.85fr);align-items:center;gap:40px}
.home-hero:after{content:none}
.hero-copy{min-width:0}.hero-copy h1{font-size:clamp(44px,5.8vw,78px)}
.hero-art{min-height:410px;position:relative;display:flex;flex-direction:column;align-items:center;justify-content:center;padding:15px 15px 0;background:radial-gradient(circle at 50% 40%,rgba(198,164,106,.11),transparent 64%)}
.hero-art img{width:min(100%,335px);max-height:390px;object-fit:contain;filter:drop-shadow(0 16px 30px rgba(0,0,0,.24))}
.art-caption{font-size:10px;color:#b8a27f;letter-spacing:.25em;margin-top:15px}
.footer-shield{display:block;object-fit:contain;margin-bottom:15px;max-height:76px}
.brand-story-seal{display:none}
@media(max-width:900px){.hero-layout{grid-template-columns:minmax(0,1.2fr) minmax(200px,.7fr);gap:10px}.hero-art img{max-height:310px}.hero-art{min-height:350px}.hero-copy h1{font-size:clamp(43px,5vw,70px)}}
@media(max-width:700px){.hero-layout{grid-template-columns:1fr;gap:8px}.hero-art{min-height:180px;padding:0 0 20px}.hero-art img{width:175px;max-height:200px}.art-caption{margin-top:6px}.home-hero-inner{padding-top:65px;padding-bottom:25px}.hero-copy h1{font-size:clamp(44px,9vw,68px)}.home-hero{min-height:unset}.hero-bottom{padding-top:15px}.brand strong{font-size:15px}.brand small{font-size:8px}.brand-mark{width:38px;height:45px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.btn{transition:none}}

/* V4 founder photographs: original uploaded JPGs, uncropped and unretouched */
.founder-portrait {display:block; width:100%; height:440px; object-fit:contain; object-position:center center; background:#e8e5df; margin-bottom:28px;}
.founders article {display:flex; flex-direction:column; align-items:stretch;}
.founders article p {max-width:56ch;}
@media(max-width:700px){.founder-portrait{height: min(112vw,480px);}}

/* Homepage insurance assurance — concise, no policy type or coverage claims. */
.insured-banner{display:inline-flex;align-items:center;gap:10px;margin-top:13px;margin-bottom:5px;color:#eedab2;font-size:.88rem;font-weight:650;letter-spacing:.07em;text-transform:uppercase}
.insured-icon{width:23px;height:23px;display:inline-flex;align-items:center;justify-content:center;border:1px solid #c9a569;border-radius:50%;font-size:13px;color:#c9a569}


/* Version 8 — carefully tuned phone/tablet layout; desktop design unchanged. */
html,body{max-width:100%;}
img,svg{max-width:100%;}
main,header,footer{min-width:0;}
button,a{-webkit-tap-highlight-color:transparent;}
:focus-visible{outline:2px solid var(--gold);outline-offset:4px;}
.nav a,.btn{touch-action:manipulation;}
@media (max-width:800px){
  .site-header{z-index:50;}
  .header-inner{position:relative;gap:10px;}
  .menu-toggle{flex:none;cursor:pointer;display:inline-flex;align-items:center;justify-content:center;gap:8px;font-size:12px;letter-spacing:.06em;text-transform:uppercase;padding:10px 12px;border:1px solid #d9d3c8;color:#27221c;min-height:44px;}
  .menu-toggle span{font-size:17px;line-height:1;}
  .nav{box-shadow:0 14px 20px rgba(0,0,0,.08);gap:0;}
  .nav a{padding:13px 4px;border-bottom:1px solid #efede8;min-height:47px;display:flex;align-items:center;font-size:14px;}
  .nav .nav-cta{justify-content:center;background:#171717;color:#fff;padding:13px 16px;margin-top:13px;border:0;text-align:center;}
  .nav a:last-child{border-bottom:none;}
  .split,.contact-grid,.founders{gap:24px;}
  .cta-inner{gap:25px;}
}
@media (max-width:700px){
  .hero-layout{gap:10px;}
  .hero-art{min-height:0;padding:10px 0 18px;}
  .hero-art img{width:clamp(105px,31vw,170px);height:auto;max-height:172px;}
  .art-caption{font-size:9px;letter-spacing:.18em;margin-top:4px;}
  .home-hero-inner{padding-top:48px;padding-bottom:18px;}
  .home-hero p{font-size:15px;line-height:1.7;}
  .hero-copy h1{font-size:clamp(34px,7.7vw,48px);line-height:1.18;letter-spacing:-.025em;}
  .eyebrow{font-size:10px;line-height:1.65;letter-spacing:.16em;margin-bottom:17px;}
  .insured-banner{margin-top:5px;font-size:12px;}
  .hero-actions{margin-top:23px;gap:16px;}
  .hero-bottom{justify-content:center;gap:8px 18px;padding-bottom:19px;font-size:9px;letter-spacing:.1em;text-align:center;}
  .section{padding:58px 0;}
  h2{font-size:clamp(29px,7.1vw,40px);line-height:1.22;margin-bottom:17px;}
  .large-copy{font-size:17px;line-height:1.65;}
  .section-head{margin-bottom:25px;gap:6px;}
  .cards{grid-template-columns:1fr;gap:1px;}
  .service-card{min-height:0;padding:27px 25px 25px;}
  .service-card h3{margin:13px 0 9px;font-size:20px;}
  .service-card p{font-size:14px;line-height:1.6;margin-bottom:18px;}
  .page-hero{padding:65px 0 57px;}
  .page-hero h1{font-size:clamp(36px,8vw,49px);line-height:1.14;overflow-wrap:break-word;}
  .lead{font-size:16px;line-height:1.7;}
  .founders{gap:21px;margin-top:25px;}
  .founders article{padding:17px;}
  .founder-portrait{height:auto;max-height:440px;max-width:100%;object-fit:contain;background:#e8e5df;margin-bottom:19px;}
  .founders article p{font-size:14px;}
  .cta-band{padding:47px 0;}
  .cta-band h2{font-size:clamp(30px,7vw,39px);}
  footer{padding:47px 0 20px;}
  .footer-grid{grid-template-columns:1fr;gap:28px;}
  .footer-grid a{overflow-wrap:anywhere;}
  .contact-numbers{font-size:clamp(15px,4.2vw,19px);gap:17px;margin:23px 0;}
  .contact-numbers a{overflow-wrap:anywhere;word-break:break-word;}
  .quote-form{padding:22px 19px;}
  .quote-form input,.quote-form select,.quote-form textarea{font-size:16px;min-height:47px;max-width:100%;}
  .quote-form textarea{min-height:125px;}
  .portfolio-placeholder{padding:55px 18px;}
}
@media (max-width:550px){
  .wrap{width:calc(100% - 36px);}
  .header-inner{min-height:68px;}
  .brand{gap:9px;letter-spacing:.08em;min-width:0;}
  .brand-mark{width:33px;height:42px;}
  .brand strong{font-size:14px;letter-spacing:.08em;white-space:nowrap;}
  .brand small{font-size:7px;letter-spacing:.09em;white-space:nowrap;margin-top:5px;}
  .menu-toggle{font-size:11px;padding:9px 10px;gap:6px;}
  .nav{top:68px;padding:14px 20px 22px;}
  .hero-copy h1{font-size:clamp(35px,8.6vw,43px);margin-bottom:16px;}
  .home-hero-inner{padding-top:44px;}
  .hero-actions{align-items:stretch;gap:16px;max-width:100%;}
  .hero-actions .btn{width:100%;min-height:51px;padding:14px 17px;font-size:12px;}
  .hero-actions .text-link{align-self:center;}
  .hero-art{padding-top:17px;}
  .hero-art img{width:145px;max-height:170px;}
  .hero-bottom span{white-space:nowrap;}
  .btn{min-height:48px;text-align:center;}
  .cta-inner .btn{width:100%;}
  .quote-form .btn{width:100%;}
}
@media (max-width:375px){
  .wrap{width:calc(100% - 28px);}
  .brand strong{font-size:12px;letter-spacing:.06em;}
  .brand small{font-size:6.5px;}
  .brand-mark{width:29px;height:37px;}
  .menu-toggle{font-size:10px;padding:8px;}
  .hero-copy h1{font-size:34px;}
  .eyebrow{font-size:9px;}
  .service-card{padding:24px 20px;}
}